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Letter: Letter on MNsure was not misinformation

Having been accused by Adrian Ledermann of inaccuracies and misinformation in my recent letter to the editor, I must respond.

The huge increases in health insurance premiums are due to Obamacare mandates and the MNsure tax. The pre-existing condition, maternity, and gender reassignment surgery coverages, to name a few, are mandates under Obamacare and add unnecessary coverage/costs for those consumers who were not required to have, nor did they need, that coverage prior to Obamacare. There is a MNsure tax (or fee, what’s the difference) of 3.5 percent on insurance premiums, which is passed on to customers. Mr. McNamar should have been aware of this before he voted for the legislation that replaced our health care system with MNsure/Obamacare. Mr. Ledermann states that Minnesota and MnSure still offer the lowest premiums of any of our neighboring states and among the lowest premiums in the nation. If that is true, that is not saying much about our system. Not a good argument. Yes, there are subsidies people can apply for; however, they drive up costs to Minnesotans as well.

I will stand by my assertion that Congress has investigated MNsure. I have in my possession a notice from the U.S. House of Representatives Subcommittee on Oversight and Investigations announcing a hearing on Sept. 29, 2015 entitled “An overdue Checkup: Examining the ACA’s State Insurance Marketplaces.” Ms. O’Toole was one of six state Executive Directors/CEOs asked to appear. The Department of Health and Human Services, Inspector General, alerted the Centers for Medicare/ Medicaid Services that “these faltering state exchanges may be using establishment grants to help cover operational costs.” The purpose of the hearing was to examine how federal establishment grant dollars were spent. I have a copy of Ms. O’Toole’s opening remarks. This information can be found on the Subcommittee’s website. This is not misinformation.

My information is the result of my own research. My disagreement with MNsure and Obamacare is quite well known. Just because someone disagrees with me does not make me a liar.